Demystifying India Stack: Part 3 – Ayushman Bharat Digital Mission
India has made significant strides in digitalization in recent years, with Aadhaar Unique Identity (UID), JAM trinity (Jan Dhan-Aadhaar-Mobile) and Unified Payments Interface (UPI) becoming household names. These initiatives have helped to identify and connect people, simplify their day-to-day lives, and make financial transactions more seamless. Now, India is poised to revolutionize the healthcare sector […]
Elixia’s Grand Plan to Become the Zoho of Supply Chain and Logistics Tech Space
Spending on logistics has always been a nightmare for enterprise companies, and the lack of visibility on the location or the state of goods in transit has been a major pain point. Sanket Sheth, the founder of Elixia Tech, gives a solution to these enterprise problems with his advanced suite of SaaS products for logistics […]
Gamification in EdTech – Lessons from Duolingo, Khan Academy, IXL, and Kahoot!
According to studies on the dynamics of students’ lecture attention spans, the average learner’s attention span increases during the first 10 minutes of the presentation and then decreases. One approach to addressing this issue and recapturing learners’ attention is to modify the setting during a lecture, for example, by taking a brief break. This is […]
Demystifying India Stack: Part 2 – OCEN (Open Credit Enablement Network)
India is a country with a large population but limited access to formal, affordable credit. This presents a massive market opportunity for lenders and fintech companies. However, the current system for delivering credit to underserved borrowers is broken. Lenders face a number of challenges in reaching out to and underwriting prospective borrowers, including high costs […]
Practical Guide to Navigate Privacy and Data Security Compliances for Digital-First Firms
Insights from Abhishek Tiwari, Manager – KPMG India and member of ISACA Startups are increasingly becoming vulnerable to data breaches. Looking at recent news reports, you’ll find that Juspay lost 35 million records, Unacademy lost over 20 million, and we don’t have to tell you about the data breach at Byju’s, which exposed sensitive student […]
Demystifying India Stack: Part 1 – ONDC (Open Network for Digital Commerce)
ONDC is a pioneering initiative spearheaded by the Government of India to create an open and inclusive digital commerce ecosystem. It is part of India Stack, the nation’s Digital Public Infrastructure (DPI). It allows any registered seller to connect with any registered buyer in India. Doing so breaks the monopolies and duopolies established in the […]
Propelld Shows the Way for Fintechs to Tackle NPAs in Education Loans
In a country like India, with a burgeoning population of middle-income families, it’s common to see students compromising on the quality of education due to budget constraints. The lack of credit access in the form of education loans for upskilling has further compounded this problem. Tackling this socio-economic problem head-on is Propelld, a Bangalore-headquartered fintech […]
What Is India Stack, and How Is It Evolving in 2023?
In 2022-23, over 100 billion digital payments were made in India, worth over ₹200 trillion. The value of instant digital transactions in India last year was far more than in the United States, Britain, Germany, and France. “Combine the four and multiply by four – it is more than that,” as one Indian cabinet minister, […]
BrightCHAMPS’ EdTech Formula: Balancing Parental Aspirations with Fun Learning for Children
Education is undergoing a profound transformation in the digital era. Thanks to personalised courses facilitated by tech platforms, the focus has shifted from output-based to outcome-based learning. Amongst the change engines at the forefront of this transformation is BrightCHAMPS. Founded in 2020 by Ravi Bhushan, BrightCHAMPS is valued at $650 million after a $63 million […]
Navigating Compliance with India’s Digital Personal Data Protection Act
The author of this article, RV Raghu, is the Director of Versatilist Consulting India & ISACA Ambassador. Last month, the President of India provided assent for the Digital Personal Data Protection (DPDP) Act, 2023 – a hallmark act intended to ensure that the processing of digital personal data is done in a manner that recognizes […]